Credit Repair Letters – What You Need to Know
Increasingly, credit repair letters are key to getting a good credit score. Usually, it can be a bit of a fight. However, it can be well worth it.
This post discusses the various aspects of disputation. This includes tools, tips, and strategies. You may discover things you did not know. Indeed, this information is very useful. They also reference the Fair Credit Reporting Act (“FCRA”).
Professional, Fast & Easy
Conveniently, the letters are fill-in-the-blank. easy-to-use credit repair letters (only $7 investment). It’s far better than a sample letter to remove items from a credit report. Why? Uniquely, these disputation letters were designed by former mortgage lenders.
Please note, these are not credit repair letters pdf format. As it is, are in word format. So, in this manner, you can add and subtract information.
What Credit Repair Letters Can Do for You
Coupled with proof, credit repair letters can help delete bad credit. Additionally, that’s why they are important. Similarly, if the information showing as incorrect, outdated, obsolete, can be erased. In light of this, information must be deleted within a 30 day timeframe.
Credit Dispute Letters – Advanced Method
Actually, many organizations suggest composing handwritten credit dispute letters. Home Sweet Home agrees.
Furthermore, a fill-in-the-blank form is fairly easy to use. To say nothing of it, your credit report is all that’s required. Equally important, you can use it as a reference guide. Equally important, you can get your free credit report through www.AnnualCreditReport.com
By the same token, this package includes instructions on how to read your credit report. Again, this is very important. And, you need to be sure about what you are reading.
Unfortunately, most free credit repair services don’t include addressing this very important information.
Credit Repair Letters – Advanced Method – Personal Info
Comparatively, these dispute letters are different. As a matter of fact, the letter includes personal information
Personal information includes your name and social security number. Too, it includes multiple addresses; phone numbers; and employers.
Why is this important? On balance, personal information has equal weight as credit. How so? Good question. Here it is:
Your Name: Part of the Dispute Picture
Your legal name matters most. Truly, nicknames should never appear on a credit report. Equally so, they need to be erased.
Furthermore, nicknames should not appear under “defendant” listing. If so, the judgment must be erased based on that merit. An ID affidavit can clear up the matter.
- Edward reports as Ed.
- Steven reports as Steve
- Michael reports as Mike
- Jonathan reports as John
Social Security Number: Credit Repair Letters
A Social Security number should always report correctly. Additionally, any other numbers need to be erased.
Multiple Address Disputation
Equally so, reports of multiple addresses are a sign of financial instability. Big time. Too, multiple addresses may indicate past evictions. As a matter of fact, it’s important to know how evictions work.
Regardless, it’s not good if applying for a rental home. Also, it is important to dispute all past home addresses.
Again, multiple jobs show job instability. When employers do a background check, this can count against you. Many times, job-hopping is a big no-no. Especially, if applying for well-paying jobs.
It’s important to have only 1 or 2 jobs reporting on a credit report.
Proof Our Credit Repair Letters WORK
More Personal Information Deleted
Truly, It’s An Amazing, Fast System
Uniquely, these letters perform well. First, it’s easy. Second, it’s fill-in-the-blank simple. Third, it’s fast credit repair in 30 days. Fourth, you have professional help.
What Else Can the Credit Repair Letters Possibly Delete?
On the whole, this is the list:
- Charge-off Accounts
- Late Payments
- Child Support Accounts
- Tax Lien
- ID Theft
- & MORE
MORE Proof Our Credit Repair Letters Get Deletions
More than Just A Signature on Credit Repair Letters
Additionally, these letters include a witness section. In this way, you will be able to submit these letters with another person’s witnessing signature. Furthermore, notarize. your letters. No doubt, it’s a great way to give these docs a cutting edge. Do this. For sure, it’s worth it.
Credit Repair Letters and Debt Collectors
In the first place, no one likes to deal with collectors. Not only is it aggravating, it’s time consuming as well. As a matter of fact, there is a solution. No worries.
Given these points, there is a solution. In like manner, you can stop phone calls with a cease and desist letter. This credit dispute letter references the Fair Debt Collection Practices Act (“FDCPA”).
Knowing Your Rights
Again, most credit repair company services do not provide the Summary of Your Rights Under the Fair Credit Reporting Act. To the main point, this is unfortunate. However, these have been included as part of the credit repair letters package.
Being Sued – Help Beyond Credit Repair Letters
And, this brings us to our next point about being served. Again, it’s getting help is critical. Don’t delay.
Also, by not delaying, you can get legal help if you are ever sued. Then, if you ever need legal assistance, you have it. Equally, if this is the case, call for help: 636-209-HOME. We can lead you to the legal help you need.
A Word About Buying A Home
Are you thinking about buying a home? Great! Identically important, our credit repair letters can get you the scores you need to buy a home.
Since former mortgage loan officers were involved design, they are very effective! Uniquely, these letters get bad credit erased. Like no other credit repair letters on the market today (free or not), these are the best.
Get Started with Credit Repair Letters
Isn’t a $7 investment worth having better credit? We think you believe it is. Why? It’s because you are right.
All in all, get your credit repair letters today… and enroll in our $7 per month subscription program: