Home Ownership Program Explanation

ALL information submitted is STRICTLY CONFIDENTIAL and is NOT shared with ANY outside sources or agencies. To see complete details on our Home Ownership Program please click on About Us. This program is designed to help you purchase and own your own home. Most people are not able to get approved for housing due to damaged credit, lack of down payment or various other reasons. This program will focus on dealing with those issues and put you on the right track to become a homeowner. Everyone qualifies for this program. Your income will determine what price range for which you qualify. WE WILL:

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  • First and foremost start the process of getting you into a home. This could result in a rental first, a rent-to-own home or financing.
  • Help you get your credit in order so you can eventually apply for a loan to purchase or payoff your home.
  • Help you find ways and means to get down payment money (even using rent credits, charities, gifts, and/or grants, if possible)
  • If you have legal challenges, credit concerns where an attorney is needed or even ID Theft problems, we can advise you on how to deal with and overcome these issues.
  • Track your progress online using our unique Progress Checklist. This real time log is a great way HSH and the customer can communicate back and forth and log updates when they occur. Loan Officers can also have access with customer permission.
  • This program is IDEAL for persons who have damaged credit, no credit, lack of down payment or who are self-employed.
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We offer the following payment plans

Important Note:  This program is worth every penny.  The value you get is tremendous! No one else in the country offers this complete package to ensure you become a homeowner. Consider this fact:  Thousands of people all over the country purchase TV's, Furniture, Appliances from Rent Centers and pay $25 a week or more for long durations. With this program, you are getting a home of your own!  And you pay much less. You CAN'T afford NOT to do this.      

Option 1 & 2 offer discounts

  • Option #1: Pay In Full $500 (Save $100).
  • Option #2: Pay 2 payments of $275. One now and the next is 30 days. (Save $50)
  • Option #3: Pay $100 deposit now and make 2 monthly payments of $250. (payments will start 2 weeks after $100 is paid)
  • Option #4: Pay a $100 deposit now and make 4 consecutive bi-weekly payments of $125. (payments will start 2 weeks after $100 is paid)
  • Option #5: Pay a $100 deposit now and make $25 per week payments for 20 weeks. (payments less than $125 will start 1 week after $100 is paid)
  • Option #6: Custom payment amounts. Example: $100 deposit now and make $75 payments per week until paid off.

Note:  Work will stop if payments are not made on time. Having 2 persons use their incomes to help qualify for a home is recommended. However, if they both have damaged credit, then BOTH will have to pay our fee. Both persons must fill out an application. Once $100  is paid, the process will start.