Home Ownership Program Details First Time Homebuyer Qualifications MO, US (Entire USA)

Living with Parents, Friends or Renting? Bad credit or no credit? Our organization, Home Sweet Home offers First Time Home Buyer Assistance via a nationally-offered program called the Home Ownership Program ("HOP").  As a truly comprehensive game plan, HOP specifically addresses first time home buyer qualifications.  In particular, first time home buyers with bad credit can get credit guidance, education, and assistance. 

First time home buyer qualifications may also include resolving legal, ID theft, tax issues and more.  Basically put, our team can provide renter help, as well as first time homebuyer assistance.  

The Home Ownership Program: Assisting with First Time Homebuyer Qualifications

Bad credit?  There is a way for renters can get a rent to own or rental home first and, when ready, become a homebuyer.  Make "on-time" for 12 months prior to converting to a purchase or applying for a home loan.

Specifically speaking, our home buyer assistance in Saint Louis, MO and USA (nationally-offered) program includes a special affidavit.  You can use this form with any potential landlord or seller. If you are searching for a rent house or homes for sale, use it immediately.  Not only will this document significantly raise the chances of approval, it can also be presented to a real estate agent as well to help with first time home buyer qualifications.

We can help you start meeting your first time home buyer qualifications TODAY.  Just use the form (on the right side) and contact us NOW.  Don't wait.  Your home is awaiting your arrival.

Get A Home: Find Out If Homes Are Available In Your Area & Meet First Time Home Buyer Qualifications

Maybe, you've been looking for a home in your area for a while.  Like many, we know you might be concerned if the home meets First Time Home Buyer Qualifications.

In our experience, we can help you find a home that meets your income.  As well, school district performance is important.

On balance, we can let you know how many houses are available.  Including, but not limited to: rentals, rent-to-own and for sale houses.  Additionally, we can advise you of what rent payments/house payments are for your area.  If income is a problem, we have a few solutions to help as well.

Fill out the form to the right and get a call back in 24 hours!

Credit: Find Out If You Can Meet First Time Home Buyer Qualifications TODAY

Find Out if you can meet First Time Home Buyer Qualifications NOW.  In many cases, First Time Home Buyer Qualifications requires fair credit.  For sure, if you call today, we can help you with bad credit issues.  Beyond question, we can help with any of the following:

  • Resolve bad credit
  • Resolve ID theft
  • Establish credit if "no credit" exists
  • Make settlements on bad credit
  • Resolve mistaken Identity
  • Resolve mistaken account ownership
  • Resolve personal and address information
  • Get attorney help with bad credit or disputed credit issues.

Down Payment Assistance: Meeting First Time Home Buyer Qualifications

As always, down payment is one of the biggest roadblocks to buying a home.  We can help guide you on how we can get you down payment assistance.  One of the more popular down payment assistance tips and techniques is rent to own.

We can help you do rent to own and get "set up" to receive rental credits toward your down payment.  Also, we can help get you your move-in costs applied as a form of down payment assistance.

We Help You Increase Your Income to Meet First Time Home Buyer Qualifications

On the whole, we can help guide you to increase your income.  Besides primary income, you can supplement your income as well:

  • Start a small business
  • Shared housing techniques
  • Temporary/Permanent employment

Ask for details!

Credit Counseling & Re-Establishment Assistance: A MUST Have When It Comes to First Time Home Buyer Qualifications  

First off, Home Sweet Home is NOT a credit repair company.  We counsel and educate renters and homebuyers on how to best address and tackle bad credit issues.  In this manner, you can fix bad credit yourself using your credit report.   For sure, you can save hundreds, even thousands of dollars rather than give it to a credit repair organization.

Our clients do have bad credit options. Get a bad credit score credit card or even a bad credit Visa card to help rebuild credit (at least 3 bad credit credit cards).  Also consider this: credit repair companies don't focus on re-establishing your credit.  Rebuilding credit is 35% of an overall credit profile.  We SHOW you what you need to do.  And, when it comes to first time home buyer qualifications,  especially when it comes to credit.  Topics include:

  • Bad Credit (Resolution)
  • No Credit (Resolution)
  • Bad Credit Options
  • Bad Credit Rent to Own
  • Bad Credit Rent Solutions

Loan officers are also included as team members in the first time home buyer qualifications house assistance program.  These pros work as "credit fixer advisers" to help resolve bad credit issues.

Rent to Own: A Powerful Approach to First Time Home Home Buyer Qualifications

Rent to Own Assistance MO | USA

For certain, this is a great way to eventually own your own home. By working together, we will help conduct rental searches to assist renters to find rental houses.  We make sure these homes work on a rent to own basis.  Many are managed by rental Realtor.  Otherwise,  we suggest finding a rental/rent to own home or a home for sale later down the road.  You can do this after the renting trial period has ended.  For starters, rent to own programs can play a powerful part of the first time home buyer qualifications.  It's a truly powerful assistance strategy via the Home Ownership Program.

Rent Credits: A Powerful House Assistance Program Strategy to Meet First Time Home Buyer Qualifications for Down Payment

Concerning down payment strategy, rent credits are a truly powerful tool.  It's a way for renters to meet first time homebuyer qualifications financing the down payment via rent credits.  Furthermore, your rep will assist (in a limited scope) to help your real estate agent to locate a rental home or rent to own home.  We also assist in negotiating a portion of renter's payment (“rental credit”) be applied toward purchasing your home.  Moreover, It's all about having a great rental plan that can pay off later at purchase time.

Get A Real Estate Agent "In Network" Referral

On balance, the agents we work with are more familiar with neighborhoods and the cities in which they are working.  Being such pros "in the know", these agents are accustomed to setting viewings.  As hard workers, they also set to subscribing searches for home renters and home buyers.  Understandably, many agents have special access keys to access properties that are on the market.  Such properties are for rent and/or house purchase.  Although one cannot say enough, that having an agent who is knowledgeable about our homebuyer assistance program is a valuable asset indeed.  To be sure, having a consummate real estate pro on your side is critically important to finding housing success.

Get A Loan Officer "In Network" Referral

Certainly, all qualified homebuyers or renters who need a loan officer can get a referral.  By and large, loan officers can help advise, consult and assist persons who are attempting to meet first time home buyer qualifications. Along down the home buying process pathway, consulting with a lending professional periodically can go a long way.  Formally, loan officers help people properly prepare for obtaining a loan approval.  Important to mention, they help with zero down home loan qualifications (if available).  Surely, it's important to have loan officers on your side who can understand your situation. As important team members, they are central to helping meet home buyer qualifications.  Ideally, you will need to have a loan officer working in conjunction with our Home Ownership Program.

Getting Started on Meeting Your Home Buyer Qualifications

In summary, these items constitute our Home Ownership Program which requires a $100 deposit to get started.  The program is an investment of $500 (if paid in full).  You can make payments if needed.  This program can pay for itself in several ways: (1) Via a rental credit on a rent-to-own home; (2) Via improving and re-establishing your credit.  (3) A down payment assistance credit when its time to purchase a home. 

A Word About Finding A Home

All in all, if you are in a hurry to find a home, then we will do our best to see if we can get you placed as soon as possible.  There are no guarantees on how quickly we can make this happen.  Every situation is different.  Buying a home requires planning, especially if you have damaged credit.  We specialize in this entire process and you have to start sometime, why not now!  This program is worth every penny! 


"This program is completely different than anything else out there in the world. I've never really seen anything as impressive as the Home Ownership Program."
- Chris T

"I had a tremendous amount of information incorrectly reporting on my credit report. My adviser helped me get it corrected."
- Dennis S

"My financial adviser helped me get into a home on a land contract. I didn't have to come up with a down payment. He was smart and I was lucky."
- Steve S

"I did a rent-to-own home. Not only did I get a $300 monthly rental credit to finance my down payment, these guys helped me also get my move-in costs credited to my down payment as well saving me thousands of dollars."
- Jack G

“I had several dozen accounts (which were reporting in a recent bankruptcy) completely deleted from my credit report. I was amazed at the results."
- Saul S

"I owed over $5,000 to the Visa. My adviser helped me settle for ten cents on the dollar. Awesome."
- Andy B

"I owed over $85,000 to the IRS. My adviser helped me settle for $25,000. I was impressed."
- Jean S

"I cried the day they got me into my very own home with an FHA loan."
- Ronald R

"Someone had stolen my identity. With the help of Home Sweet Home, I was able to correct a $2,200 bill in my favor."
- Steve

"You guys did a great job. After helping me work on my credit, I was able to buy a car, a house - with an FHA loan and also get a signature loan as well as I was facing some legal issues."
- Michelle M